Free tool

PF & ESI due-date & delay calculator

Find the PF/ESI deposit due date for any wage month, and estimate the interest if the contribution was deposited late.

PF and ESI contributions are due by the 15th of the month after the wage month. Late deposit attracts 12% p.a. interest (PF damages are separate and slab-based).

Due date
15 July 2026
Interest on late deposit (12% p.a.)
₹0.00

Deposited on time — no interest.

This is an estimate from the general statutory rule, not tax or legal advice. Rates, thresholds and due dates change by notification and can vary by case. Confirm the exact amount and date with your CA, CS, or lawyer before acting.

When are PF and ESI due?

Both PF (the ECR) and ESI contributions are due by the 15th of the month following the wage month. For April wages, that means 15 May.

Late deposit attracts interest at 12% per annum. For PF, the EPFO also levies separate damages on a slab basis depending on the length of the delay — this calculator estimates the interest only.

Learn more

A worked example

For April wages, PF and ESI are due by 15 May. On a ₹1,00,000 contribution deposited 30 days late, the interest at 12% p.a. is about ₹986 — plus PF damages, which are charged separately.

Frequently asked questions

What is the due date for PF payment?
The 15th of the month following the wage month — for example, 15 May for April wages.
What is the due date for ESI payment?
Also the 15th of the month following the wage month.
What is the interest on late PF/ESI deposit?
12% per annum on the contribution amount. PF additionally attracts slab-based damages, which this tool does not compute.
Is this exact?
It estimates interest only. Confirm the final liability, including PF damages, with your payroll consultant or on the EPFO/ESIC portal.

Keep payroll compliance on track

ComplianceStack tracks PF, ESI and professional tax with their due dates and challans, scoped to your payroll vendor. Your first health check is free.

Get your free health check